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HUD.gov / U.S. Department of Housing and Urban Development (HUD) – The formula for calculating monthly mortgage insurance premium became effective May 1, 1998 (see Mortgagee Letter 98-22 Attachment).. Below is the monthly mortgage with examples and pseudocode using the annual and upfront MIP rates in effect for mortgages assigned an FHA case number before October 4, 2010.
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