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Are Mortgages Available for Mobile Homes? – Investopedia – You can get a loan for a mobile home, but it may not be a mortgage. These are the choices for funding manufactured housing.
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VA Manufactured Home Loans – VALoans.com – The maximum terms for manufactured home loans are: 20 years and 32 days for a single-wide unit or a combination single-wide unit and lot; 23 years and 32 days for a double-wide unit only; 25 years and 32 days for a double-wide unit and lot; and 15 years and 32 days for a lot only on which to place a manufactured home you already own.
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FHA Guidelines for Double-wide Foundations – The Nest – Double-wide mobile homes are manufactured homes, and the FHA only approves mortgages for homes with permanent foundations. If the home does not meet the FHA criteria of "permanent dwelling," it is ineligible for financing as it is considered personal property, not real estate.
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